The FO's Conditions of Agreement restrict liability to negligence only up to a maximum of £100 and require You to arrange insurance cover for the Maximum Replacement Value of Your Property. As an alternative, the FO can accept an enhanced liability for Loss or Damage which may occur during storage. "StoreProtect" means an agreement to accept an enhanced liability for Loss or Damage to Your Property as described in this Addendum. “StoreProtect Charges” means the additional charges set out in the Self Storage Agreement for StoreProtect. Please take the time to read the detailed terms in the table below. In particular, 'Exclusions – what StoreProtect does not provide for' as this includes terms where the FO limits or excludes liability to You in certain circumstances. Note: StoreProtect is not a contract of insurance. FO is not an insurance company, nor is FO acting as Your agent. FO is under no obligation to arrange an insurance policy in Your name. FO assumes the risk of liability but may, at its option, arrange insurance which provides cover for FO's liability to You in certain circumstances. StoreProtect may not be available in certain circumstances, and FO reserves the right to decline at its sole discretion where You have indicated that You wish to opt for StoreProtect. |
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Detailed terms |
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Definitions |
For the purposes of this Addendum, the following definitions shall apply:
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StoreProtect - What do I receive? |
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FO’s Duty of Care under StoreProtect |
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Your Responsibility |
To opt for StoreProtect, it is Your responsibility to:
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Proportional Reduction |
If the Maximum Replacement Value You provide is less than the actual total Replacement Value of all of Your Property stored in your unit at the time of Loss or Damage, then FO's liability will be reduced to reflect the proportion that Your Maximum Replacement Value bears to the actual total Replacement Value ("Proportional Reduction").
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Exclusions – what StoreProtect does not provide for |
StoreProtect cannot be accepted for:
FO's liability for the Goods listed above is restricted and the requirement for You to insure Your Property remains valid, as per the Conditions of Agreement, whether or not You opt for StoreProtect for other stored Property. Restricted Goods FO's liability for Loss or Damage to the following Goods is restricted. Goods worth in excess of the amounts stated below should not be stored without express permission from FO in writing:
Excluded Liabilities The FO shall not be considered to be in breach of this Agreement and excludes all liability to You in respect of any and all of the following ("Excluded Liabilities"):
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General Exclusions and Limitations |
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Maximum Liability |
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Why FO restricts liability |
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FO’s Agreement |
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Failure to pay StoreProtect Charges |
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Termination/ Cancellation |
Your right to cancel StoreProtect You have the right to cancel StoreProtect at any time by giving FO written notice prior to removal of Your Property from storage. You can provide notice by emailing FO at info@wirralstorage.co.uk or by writing to 1 SMM Business Park, Dock Road, Birkenhead, Wirral CH41 1DT.
FO’s right to cancel StoreProtect
General
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